Enter the revolving credit balance ($) and the total credit limit ($) into the Calculator. The calculator will evaluate the Credit Percentage. 

Credit Percentage Formula

CP = RCB / CL * 100


  • CP is the Credit Percentage (%)
  • RCB is the revolving credit balance ($)
  • CL is the total credit limit ($)

To calculate Credit Percentage, divide the revolving credit balance by the total credit limit, then multiply by 100.

How to Calculate Credit Percentage?

The following steps outline how to calculate the Credit Percentage.

  1. First, determine the revolving credit balance ($). 
  2. Next, determine the total credit limit ($). 
  3. Next, gather the formula from above = CP = RCB / CL * 100.
  4. Finally, calculate the Credit Percentage.
  5. After inserting the variables and calculating the result, check your answer with the calculator above.

Example Problem : 

Use the following variables as an example problem to test your knowledge.

revolving credit balance ($) = 2,000

total credit limit ($) = 10000