Enter the monthly debt payments ($) and the monthly take-home pay ($) into the Debt Safety Ratio Calculator. The calculator will evaluate and display the Debt Safety Ratio.

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## Debt Safety Ratio Formula

The following formula is used to calculate the Debt Safety Ratio.

**DSR = MD / MTH *100**

- Where DSR is the Debt Safety Ratio (%)
- MD is the monthly debt payments ($)
- MTH is the monthly take-home pay ($)

## How to Calculate Debt Safety Ratio?

The following example problems outline how to calculate Debt Safety Ratio.

Example Problem #1:

- First, determine the monthly debt payments ($).
- The monthly debt payments ($) is given as: 2,500.

- Next, determine the monthly take-home pay ($).
- The monthly take-home pay ($) is provided as: 5,000.

- Finally, calculate the Debt Safety Ratio using the equation above:

DSR = MD / MTH *100

The values given above are inserted into the equation below and the solution is calculated:

DSR = 2,500 / 5,000 *100 = 50.00 (%)

Example Problem #2:** **

For this problem, the variables required are provided below:

monthly debt payments ($) = 6,000

monthly take-home pay ($) = 10,000

Test your knowledge using the equation and check your answer with the calculator above.

DSR = MD / MTH *100** = ?**