Enter the total outstanding debt ($) and the total credit limit ($) into the Debt to Limit Ratio Calculator. The calculator will evaluate and display the Debt to Limit Ratio.

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## Debt to Limit Ratio Formula

The following formula is used to calculate the Debt to Limit Ratio.

DLIR = OD / CL * 100

- Where DLIR is the Debt to Limit Ratio (%)
- OD is the total outstanding debt ($)
- CL is the total credit limit ($)

To calculate the debt-to-limit ratio, divide the outstanding debt by the total credit limit.

## How to Calculate Debt to Limit Ratio?

The following example problems outline how to calculate Debt to Limit Ratio.

Example Problem #1:

- First, determine the total outstanding debt ($).
- The total outstanding debt ($) is given as: 3,000.

- Next, determine the total credit limit ($).
- The total credit limit ($) is provided as: 9,000.

- Finally, calculate the Debt to Limit Ratio using the equation above:

DLIR = OD / CL * 100

The values given above are inserted into the equation below and the solution is calculated:

DLIR = 3,000 / 9,000 * 100 = 33.33 (%)

Example Problem #2:** **

For this problem, the variables required are provided below:

total outstanding debt ($) = 600

total credit limit ($) = 1200

Test your knowledge using the equation and check your answer with the calculator above.

DLIR = OD / CL * 100** = ?**