Enter the total outstanding debt ($) and the total credit limit ($) into the Debt to Limit Ratio Calculator. The calculator will evaluate and display the Debt to Limit Ratio. 

Debt to Limit Ratio Formula

The following formula is used to calculate the Debt to Limit Ratio. 

DLIR = OD / CL * 100

  • Where DLIR is the Debt to Limit Ratio (%)
  • OD is the total outstanding debt ($) 
  • CL is the total credit limit ($) 

How to Calculate Debt to Limit Ratio?

The following example problems outline how to calculate Debt to Limit Ratio.

Example Problem #1:

  1. First, determine the total outstanding debt ($). 
    • The total outstanding debt ($) is given as: 3,000.
  2. Next, determine the total credit limit ($). 
    • The total credit limit ($) is provided as: 9,000.
  3. Finally, calculate the Debt to Limit Ratio using the equation above: 

DLIR = OD / CL * 100

The values given above are inserted into the equation below and the solution is calculated:

DLIR = 3,000 / 9,000 * 100 = 33.33 (%)


Example Problem #2: 

For this problem, the variables required are provided below:

total outstanding debt ($) = 600

total credit limit ($) = 1200

Test your knowledge using the equation and check your answer with the calculator above.

DLIR = OD / CL * 100 = ?