Enter the total emergency fund amount ($) and the total monthly expenses ($) into the Emergency Fund Ratio Calculator. The calculator will evaluate and display the Emergency Fund Ratio.

## Emergency Fund Ratio Formula

The following formula is used to calculate the Emergency Fund Ratio.

EFR = EF / ME
• Where EFR is the Emergency Fund Ratio ( )
• EF is the total emergency fund amount ($) • ME is the total monthly expenses ($)

To calculate the emergency fund ratio, divide the total emergency fund amount by the total monthly expenses.

## How to Calculate Emergency Fund Ratio?

The following example problems outline how to calculate Emergency Fund Ratio.

Example Problem #1:

1. First, determine the total emergency fund amount ($). • The total emergency fund amount ($) is given as: 100,000.
2. Next, determine the total monthly expenses ($). • The total monthly expenses ($) is provided as: 5,000.
3. Finally, calculate the Emergency Fund Ratio using the equation above:

EFR = EF / ME

The values given above are inserted into the equation below and the solution is calculated:

EFR = 100,000 / 5,000 = 20.00

Example Problem #2:

For this problem, the variables required are provided below:

total emergency fund amount ($) = 50,000 total monthly expenses ($) = 10,000