Enter the net operating income ($) and the debt service ($) into the Calculator. The calculator will evaluate the Mortgage Service Ratio.
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Mortgage Service Ratio Formula
MSR = NOI / DS
Variables:
- MSR is the Mortgage Service Ratio ()
- NOI is the net operating income ($)
- DS is the debt service ($)
To calculate Mortgage Service Ratio, divide the net operating income by the debt service.
How to Calculate Mortgage Service Ratio?
The following steps outline how to calculate the Mortgage Service Ratio.
- First, determine the net operating income ($).
- Next, determine the debt service ($).
- Next, gather the formula from above = MSR = NOI / DS.
- Finally, calculate the Mortgage Service Ratio.
- After inserting the variables and calculating the result, check your answer with the calculator above.
Example Problem :
Use the following variables as an example problem to test your knowledge.
net operating income ($) = 500
debt service ($) = 234
