Repayment Capacity Calculator

Enter the monthly net income ($) into the Calculator. The calculator will evaluate the Repayment Capacity. 

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Repayment Capacity Formula

RC = NI * .50

Variables:

• RC is the Repayment Capacity ($)
• NI is the monthly net income ($)

To calculate Repayment Capacity, simply multiply the monthly net income after taxes by 50%.

How to Calculate Repayment Capacity?

The following steps outline how to calculate the Repayment Capacity.

1. First, determine the monthly net income ($). 
2. Next, gather the formula from above = RC = NI * .50.
3. Finally, calculate the Repayment Capacity.
4. After inserting the variables and calculating the result, check your answer with the calculator above.

Example Problem : 

Use the following variables as an example problem to test your knowledge.

monthly net income ($) = 5000