Enter the current savings ($) and the initial savings ($) into the Return on Savings Calculator. The calculator will evaluate and display the Return on Savings. 

Return on Savings Formula

The following formula is used to calculate the Return on Savings. 

ROS = (CS-IS) / IS * 100

  • Where ROS is the Return on Savings (%)
  • CS is the current savings ($) 
  • IS is the initial savings ($) 

How to Calculate Return on Savings?

The following example problems outline how to calculate Return on Savings.

Example Problem #1:

  1. First, determine the current savings ($). 
    • The current savings ($) is given as: 1700.
  2. Next, determine the initial savings ($). 
    • The initial savings ($) is provided as: 1300.
  3. Finally, calculate the Return on Savings using the equation above: 

ROS = (CS-IS) / IS * 100

The values given above are inserted into the equation below and the solution is calculated:

ROS = (1700-1300) / 1300 * 100 = 30.76 (%)


Example Problem #2: 

For this problem, the variables needed are provided below:

current savings ($) = 5000

initial savings ($) = 4000

This example problem is a test of your knowledge on the subject. Use the calculator above to check your answer. 

ROS = (CS-IS) / IS * 100 = ?