Enter the total value of social security ($) and the total contributions ($) into the Return on Social Security Calculator. The calculator will evaluate and display the Return on Social Security. 

Return on Social Security Formula

The following formula is used to calculate the Return on Social Security. 

ROSS = (TV – C) / C * 100

  • Where ROSS is the Return on Social Security (%)
  • TV is the total value of social security ($) 
  • C is the total contributions ($) 

How to Calculate Return on Social Security?

The following example problems outline how to calculate Return on Social Security.

Example Problem #1:

  1. First, determine the total value of social security ($). 
    • The total value of social security ($) is given as: 1,000,000.
  2. Next, determine the total contributions ($). 
    • The total contributions ($) is provided as: 450,000.
  3. Finally, calculate the Return on Social Security using the equation above: 

ROSS = (TV – C) / C * 100 = (%)

The values given above are inserted into the equation below and the solution is calculated:

ROSS = (1,000,000 – 450,000) / 450,000 * 100 = 122.22%


Example Problem #2: 

For this problem, the variables needed are provided below:

total value of social security ($) = 1,200,000

total contributions ($) = 600,000

This example problem is a test of your knowledge on the subject. Use the calculator above to check your answer. 

ROSS = (TV – C) / C * 100 = ?