Enter the current savings ($), the contribution amount ($), and the contribution frequency into the Reverse Savings Calculator. The calculator will evaluate and display the initial savings amount.

Reverse Savings Formula

The following formula is used to calculate the Reverse Savings. 

IS = S – C*F

  • Where IS is the Initial Savings ($)
  • S is the current savings ($) 
  • C is the contribution amount ($) 
  • F is the contribution frequency 

How to Calculate Reverse Savings?

The following example problems outline how to calculate Reverse Savings.

Example Problem #1

  1. First, determine the current savings ($).
    • The current savings ($) is calculated to be : 10,000.
  2. Next, determine the contribution amount ($). 
    • The contribution amount ($) is measured to be: 500.
  3. Next, determine the contribution frequency. 
    • The contribution frequency is found to be: 10.
  4. Finally, calculate the Reverse Savings using the formula above: 

IS = S – C*F

The values given above are inserted into the equation below and the solution is calculated:

IS = 10,000 – 500*10 = 5,000.00 ($)


Example Problem #2

The variables required for this problem are provided below:

current savings ($) = 6000

contribution amount ($) = 100

contribution frequency = 3

Test your knowledge using the equation and check your answer with the calculator above.IS = S – C*F = ($)