Enter the total savings ($) into the Safe Withdrawal Rate Calculator. The calculator will evaluate the safe withdrawal amount per year.

## Safe Withdrawal Rate Formula

The following two example problems outline the steps and information needed to calculate the Safe Withdrawal Rate.

**SWR = S * .04**

- Where SWR is the Safe Withdrawal Rate ($/year)
- S is the total savings ($)

## How to Calculate Safe Withdrawal Rate?

The following example problems outline how to calculate Safe Withdrawal Rate.

Example Problem #1:

- First, determine the total savings ($).
- The total savings ($) is given as: 1,000,000.

- Finally, calculate the Safe Withdrawal Rate using the equation above:

SWR = S * .04

The values provided above are inserted into the equation below and computed.

SWR = 1,000,000 * .04 = 40,000 ($/year)

Example Problem #2:** **

For this problem, the variables required are provided below:

total savings ($) = 2,000,000

Test your knowledge using the equation and check your answer with the calculator..

SWR = S * .04** = ?**