Enter the initial points before transfer and the transfer rate into the calculator to determine the total points after transfer. This calculator can also evaluate any of the variables given the others are known.

## Point Transfer Formula

The following formula is used to calculate the point transfer between different reward programs.

TP = P * R

Variables:

- TP is the total points after transfer P is the initial points before transfer R is the transfer rate (decimal)

To calculate the total points after transfer, multiply the initial points before transfer by the transfer rate. The result will be the total points after transfer.

## What is a Point Transfer?

A point transfer refers to the process of moving points or rewards from one account to another, often within the same rewards program or between partnered programs. This is commonly seen in credit card rewards programs, frequent flyer programs, or hotel loyalty programs. The ability to transfer points allows users to maximize their rewards by consolidating points in one place or using them for the most valuable redemptions. The rules and rates for point transfers vary by program.

## How to Calculate Point Transfer?

The following steps outline how to calculate the Point Transfer using the formula TP = P * R.

- First, determine the initial points before transfer (P).
- Next, determine the transfer rate (R) as a decimal.
- Next, gather the formula from above = TP = P * R.
- Finally, calculate the total points after transfer (TP).
- After inserting the variables and calculating the result, check your answer with the calculator above.

**Example Problem : **

Use the following variables as an example problem to test your knowledge.

initial points before transfer (P) = 150

transfer rate (R) = 0.75