Enter the monthly payment ($) and the monthly income ($) into the Calculator. The calculator will evaluate the Pti Ratio. 

Pti Ratio Formula

PTI = MP / MI * 100

Variables:

  • PTI is the Pti Ratio (%)
  • MP is the monthly payment ($)
  • MI is the monthly income ($)

To calculate Pti Ratio, divide the monthly payments by the monthly income, then multiply by 100.

How to Calculate Pti Ratio?

The following steps outline how to calculate the Pti Ratio.

  1. First, determine the monthly payment ($). 
  2. Next, determine the monthly income ($). 
  3. Next, gather the formula from above = PTI = MP / MI * 100.
  4. Finally, calculate the Pti Ratio.
  5. After inserting the variables and calculating the result, check your answer with the calculator above.

Example Problem : 

Use the following variables as an example problem to test your knowledge.

monthly payment ($) = 400

monthly income ($) = 2000