Enter the monthly income and rent amount into the calculator to determine the Safe Rent Score. This calculator can also evaluate any of the variables given the others are known.

Safe Rent Score Formula

The following formula is used to calculate the Safe Rent Score.

SRS = (I * 0.3) / R


  • SRS is the Safe Rent Score I is the monthly income ($) R is the monthly rent amount ($)

To calculate the Safe Rent Score, multiply the monthly income by 0.3 (representing 30% of income, a commonly recommended maximum for housing expenses). Then divide this result by the monthly rent amount. The resulting score indicates the safety of the rent amount relative to the renter’s income. A score of 1 or higher indicates that the rent is affordable, while a score below 1 suggests that the rent may be unaffordable.

What is a Safe Rent Score?

A Safe Rent Score is a numerical value or rating that is used to assess the potential risk associated with renting a property to a particular tenant. It is calculated based on various factors such as the tenant’s credit history, employment status, income level, and previous rental history. A higher score indicates a lower risk, suggesting that the tenant is more likely to pay rent on time and take good care of the property. This score helps landlords make informed decisions when selecting tenants.

How to Calculate Safe Rent Score?

The following steps outline how to calculate the Safe Rent Score.

  1. First, determine the monthly income ($).
  2. Next, determine the monthly rent amount ($).
  3. Next, gather the formula from above = SRS = (I * 0.3) / R.
  4. Finally, calculate the Safe Rent Score.
  5. After inserting the variables and calculating the result, check your answer with the calculator above.

Example Problem:

Use the following variables as an example problem to test your knowledge.

monthly income ($) = 3000

monthly rent amount ($) = 1000