Enter the total savings amount and the savings rate into the calculator to determine the annual return of a high yield savings account.

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## High Yield Savings Account Formula

The following formula is used to calculate the annual return on a high yield savings account.

R = I * APY

- Where R is the total annual return ($)
- I is the invested or saved amount ($)
- APY is the annual return rate of the savings account (%)

## High Yield Savings Account Definition

A high yield savings account is a savings account that returns a higher than average return on the money deposited.

## High Yield Savings Account Example

How to calculate a high yields savings account return?

**First, determine the total amount saved.**Calculate the total amount in the savings account.

**Next, determine the annual rate.**Determine the annual interest rate earned.

**Finally, calculate the high yield savings return.**Calculate the total return using the equation above.

## FAQ

**What is a high yield savings account?**

A high yield savings account is a savings account that returns a high % return on the money saved when compared with other accounts.

**What is a high % return?**

Typically high yield savings account generates a .50% – 1% return, with some offering even higher than 1%.