Enter your total asset values and total liabilities(debts) into the net worth calculator. The calculator will estimate your net worth through the information entered.

Net Worth Formula

Calculating your net worth is as simple as using the below equation.

  • Where NW is your net worth
  • TAV is your total asset value
  • TLV is your total liability value

To calculate a net work, simply subtract the value of all liabilities from the value of all assets.

Net Worth Definition

Net worth is the total value of an individual based on the difference between their total asset value and their total liability.

How to calculate net worth?

How to calculate your net worth?

  1. First, determine your total asset values

    In this case, assets are anything you own that has financial value. This includes but is not limited to the following; homes, real estate, investments, vehicles, savings, checking accounts, and other assets that have value.

  2. Next, determine your total liabilities

    This will be any debt obligation you have. This includes but is not limited to, mortgages, car loans, student loans, rents, other loans, credit card balances, or other debt.

  3. Finally, calculate your net worth

    Simply subtract your total liabilities from your total assets to calculate your net worth.


What is a net worth?

Net worth is a term used to describe the total value of a person and the property/liabilities associated with their name. It’s not a measure of personal worth but rather a measure of financial worth.

Can net worth be negative?

Absolutely, in fact, the majority of college graduates these days have a negative net worth. This is due to little savings and large student debts.

How do i increase my net worth?

Simple, save, and invest as much money as possible while paying off debts.

net worth calculator
net worth formula