Enter the total income or budget into the calculator to determine the distribution of funds for essential expenses, investments, and leisure activities. This calculator can also evaluate the total income or budget given the amounts for essential expenses, investments, or leisure activities are known.

## 70/20/10 Formula

The following formula is used to calculate the distribution of funds in a 70/20/10 Calculator.

Essential = Total * 0.70

Investments = Total * 0.20Leisure = Total * 0.10Variables:- Essential is the amount allocated for essential expenses ($) Investments is the amount allocated for investments ($) Leisure is the amount allocated for leisure activities ($) Total is the total amount of income or budget ($)

To calculate the distribution of funds, multiply the total income or budget by 0.70 to get the amount for essential expenses. Multiply the total income or budget by 0.20 to get the amount for investments. Multiply the total income or budget by 0.10 to get the amount for leisure activities.

## What is a 70/20/10?

The 70/20/10 model is a learning and development reference that suggests a proportional breakdown of how people learn effectively; 70% from hands-on experiences, 20% from social learning in their interactions with others, and 10% from formal education or structured courses. This model is often used in the corporate world to guide training and development efforts, emphasizing the value of experiential learning and social interaction over traditional formal education.

## How to Calculate 70/20/10?

The following steps outline how to calculate the 70/20/10 allocation.

- First, determine the total amount of income or budget ($).
- Next, calculate the amount allocated for essential expenses by multiplying the total by 0.70.
- Next, calculate the amount allocated for investments by multiplying the total by 0.20.
- Finally, calculate the amount allocated for leisure activities by multiplying the total by 0.10.

**Example Problem:**

Use the following variables as an example problem to test your knowledge.

Total amount of income or budget ($) = 1000