Convert basis points to percentage or percentage to basis points with this calculator for quick financial conversions and easy reference.

Convert basis points into a percentage. 100 basis points equal 1%.

Signed values and up to 8 decimal places are supported.

Bps to Percent Formula

The following formula is used to calculate the percentage from basis points.

P = B / 100

Variables:

  • P is the percentage
  • B is the basis points

To calculate the percentage, divide the basis points by 100. Select the conversion direction in the calculator and enter the known value. To convert a percentage to basis points, multiply by 100.

Basis Points (bps) to Percentage (%) Conversion Table (1 bps = 0.01%)
Basis Points (bps) Percentage (%)
10.010
20.020
50.050
100.100
12.50.125
150.150
200.200
250.250
300.300
350.350
500.500
750.750
1001.000
1501.500
2002.000
2502.500
3003.000
4004.000
5005.000
100010.000
*Conversion formula: Percentage (%) = Basis Points (bps) ÷ 100. Equivalently, 1 bps = 0.01% = 0.0001 (decimal).

What is a Basis Point?

A basis point (bps) is a unit of measure used in finance to express a rate or an absolute difference between percentage rates. One basis point is equal to 0.01% (1/100th of a percent) or 0.0001 in decimal form. Basis points are commonly used to express changes in interest rates, bond yields, and other financial percentages. For example, an interest rate increase of 50 basis points means the rate has increased by 0.50 percentage points, such as from 5% to 5.5%. This is not the same as a 0.50% relative increase.

How to Calculate Basis Points to Percent?

The following steps outline how to calculate the percentage from basis points.

  1. First, determine the basis points (B).
  2. Next, divide the basis points by 100 to get the percentage (P).
  3. Finally, convert the percentage to a decimal by dividing by 100 again if needed.
  4. After inserting the values and calculating the result, check your answer with the calculator above.

Example Problem : 

Use the following variables as an example problem to test your knowledge.

Basis Points (B) = 250

Percentage (P) = 2.5%

Decimal = 0.025