Enter the deductible ($) and the coinsurance amount ($) into the Out of Pocket Cost Calculator. The calculator will evaluate and display the Out of Pocket Cost.

## Out of Pocket Cost Formula

The following formula is used to calculate the Out of Pocket Cost.

OPC = D + CI
• Where OPC is the Out of Pocket Cost ($) • D is the deductible ($)
• CI is the coinsurance amount ($) To calculate an out-of-pocket cost, add together the deductible cost and the coinsurance amount. ## How to Calculate Out of Pocket Cost? The following example problems outline how to calculate Out of Pocket Cost. Example Problem #1: 1. First, determine the deductible ($). The deductible ($) is given as 1500. 2. Next, determine the coinsurance amount ($). The coinsurance amount ($) is provided as 200. 3. Finally, calculate the Out of Pocket Cost using the equation above: OPC = D + CI The values given above are inserted into the equation below: OPC = 1500 + 200 = 1700 ($)

Example Problem #2:

The variables needed for this problem are provided below:

deductible ($) = 500 coinsurance amount ($) = 300

Entering these values and solving gives:

OPC = D + CI = 800 (\$)