Enter the deductible ($) and the coinsurance amount ($) into the Out of Pocket Cost Calculator. The calculator will evaluate and display the Out of Pocket Cost.

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## Out of Pocket Cost Formula

The following formula is used to calculate the Out of Pocket Cost.

OPC = D + CI

- Where OPC is the Out of Pocket Cost ($)
- D is the deductible ($)
- CI is the coinsurance amount ($)

To calculate an out-of-pocket cost, add together the deductible cost and the coinsurance amount.

## How to Calculate Out of Pocket Cost?

The following example problems outline how to calculate Out of Pocket Cost.

Example Problem #1:

- First, determine the deductible ($). The deductible ($) is given as 1500.
- Next, determine the coinsurance amount ($). The coinsurance amount ($) is provided as 200.
- Finally, calculate the Out of Pocket Cost using the equation above:

OPC = D + CI

The values given above are inserted into the equation below:

OPC = 1500 + 200 = 1700 ($)

Example Problem #2:** **

The variables needed for this problem are provided below:

deductible ($) = 500

coinsurance amount ($) = 300

Entering these values and solving gives:

OPC = D + CI = 800 ($)