Enter the deductible (\$) and the coinsurance amount (\$) into the Out of Pocket Cost Calculator. The calculator will evaluate and display the Out of Pocket Cost.

## Out of Pocket Cost Formula

The following formula is used to calculate the Out of Pocket Cost.

OPC = D + CI

• Where OPC is the Out of Pocket Cost (\$)
• D is the deductible (\$)
• CI is the coinsurance amount (\$)

## How to Calculate Out of Pocket Cost?

The following example problems outline how to calculate Out of Pocket Cost.

Example Problem #1:

1. First, determine the deductible (\$). The deductible (\$) is given as 1500.
2. Next, determine the coinsurance amount (\$). The coinsurance amount (\$) is provided as 200.
3. Finally, calculate the Out of Pocket Cost using the equation above:

OPC = D + CI

The values given above are inserted into the equation below:

OPC = 1500 + 200 = 1700 (\$)

Example Problem #2:

The variables needed for this problem are provided below:

deductible (\$) = 500

coinsurance amount (\$) = 300

Entering these values and solving gives:

OPC = D + CI = 800 (\$)