Enter the total monthly debt ($) and gross income ($) into the Calculator. The calculator will evaluate the Total Debt Servicing Ratio.

## Total Debt Servicing Ratio Formula

TDSR  = D / GI * 100

Variables:

• TDSR is the Total Debt Servicing Ratio (%)
• D is the total monthly debt ($) • GI is the total gross income ($)

To calculate Total Debt Servicing Ratio, divide the monthly debt by the monthly gross income, then multiply by 100.

## How to Calculate Total Debt Servicing Ratio?

The following steps outline how to calculate the Total Debt Servicing Ratio.

1. First, determine the total monthly debt ($). 2. Next, determine the total gross income ($).
3. Next, gather the formula from above = TDSR = D / GI * 100.
4. Finally, calculate the Total Debt Servicing Ratio.
5. After inserting the variables and calculating the result, check your answer with the calculator above.

Example Problem :

Use the following variables as an example problem to test your knowledge.

total monthly debt ($) = 500 total gross income ($) = 1000