Enter the total monthly debt ($) and gross income ($) into the Calculator. The calculator will evaluate the Total Debt Servicing Ratio.

- Debt Service Coverage Ratio Calculator
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## Total Debt Servicing Ratio Formula

TDSR = D / GI * 100

Variables:

- TDSR is the Total Debt Servicing Ratio (%)
- D is the total monthly debt ($)
- GI is the total gross income ($)

To calculate Total Debt Servicing Ratio, divide the monthly debt by the monthly gross income, then multiply by 100.

## How to Calculate Total Debt Servicing Ratio?

The following steps outline how to calculate the Total Debt Servicing Ratio.

- First, determine the total monthly debt ($).
- Next, determine the total gross income ($).
- Next, gather the formula from above = TDSR = D / GI * 100.
- Finally, calculate the Total Debt Servicing Ratio.
- After inserting the variables and calculating the result, check your answer with the calculator above.

**Example Problem : **

Use the following variables as an example problem to test your knowledge.

total monthly debt ($) = 500

total gross income ($) = 1000