Enter the current vehicle value and the cost to repair into the calculator to determine the total loss percentage.

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## Total Loss Formula

The following formula is used to calculate the total loss percentage of a damaged car.

TL%= RC / ACV *100

- Where TL% is the total loss percentage
- RC is the repair cost ($)
- ACV is the actual cash value ($)

## Total Loss Definition

**What is a total loss? **

A total loss is defined as the ratio of the repair cost to the actual cash value of a vehicle that is recently been involved in an accident.

This ratio is then used to determine if the vehicle should be considered a total loss or not for insurance purposes. Many insurance companies will set a threshold for the total loss percentage.

## Example Problem

How to calculate a total loss?

**First, determine the repair cost of the vehicle that has been in an accident.**For this example, the total repair cost comes out to $6,000.00.

**Next, determine the actual cash value of the vehicle.**In this case, the actual cash value is determined to be $10,000.00.

**Finally, calculate the total loss percentage.**Using the formula above, the total loss percentage is calculated to be:

TL%= RC / ACV *100

TL%= 6000 / 10000 *100

TL%= 60%