Enter the total advances ($) and the total deposits ($) into the Calculator. The calculator will evaluate the Credit-Deposit Ratio. 

Credit-Deposit Ratio Formula

CDR = TA / TD 


  • CDR is the Credit-Deposit Ratio
  • TA is the total advances ($)
  • TD is the total deposits ($)

To calculate Credit-Deposit Ratio, divide the total advances by the total deposits.

How to Calculate Credit-Deposit Ratio?

The following steps outline how to calculate the Credit-Deposit Ratio.

  1. First, determine the total advances ($). 
  2. Next, determine the total deposits ($). 
  3. Next, gather the formula from above = CDR = TA / TD
  4. Finally, calculate the Credit-Deposit Ratio.
  5. After inserting the variables and calculating the result, check your answer with the calculator above.

Example Problem : 

Use the following variables as an example problem to test your knowledge.

total advances ($) = 15000

total deposits ($) = 20000